It's hard to function without a credit card. Try renting hotel space, buying plane tickets, renting a car or making an online purchase of any sort without a card and you will see what I mean! On top of that, dealing with unforeseen expenses is sure a lot easier when you have a line of credit available to you in the case of an emergency. It shocks me how many people struggle to live a regular every day life simply because they don't have a credit card.
Everyone should probably have a credit card and use it responsibly. If you are looking for one, I found a place that will help you by doing a credit search--with no obligation--showing you various credit cards and links to their online applications. The range is impressive and contains some of the most recognized names in MasterCard/Visa issuers. There's no risk in seeing what's available. Take a look!
